FacetOwnPilot open

Drive to own, without the arguments

A neutral record of every 'work and pay' agreement between a vehicle owner and a rider or driver. Every payment is recorded, nothing can be edited, and either side can download a statement anyone can verify.

Who it's for

  • Bike, keke and car owners
  • Riders and drivers paying off a vehicle
  • Dealers and co-operatives
  • Microfinance banks

What it does

Both sides agree first

Either party starts the agreement; terms lock only when both accept.

Daily or weekly plans

Set the deposit, the amount, days off and grace days. Arrears are worked out automatically.

Cash confirmed by the owner

Riders log cash; owners confirm or reject it. No more 'I paid you on Monday'.

A record nobody can rewrite

Payments can only be corrected with a visible reversal, never edited or deleted.

Verifiable statements

Download a statement with a code a union, the police or a court can check online.

Completion certificate

When the last payment lands, both sides get proof that ownership has passed.

Be among the first on FacetOwn

Tell us about your business and we'll reach out as soon as it's ready for you.